"Between 2002 and early 2008, roughly $1.4 trillion worth of sub-prime loans were originated by now-fallen lenders like New Century Financial. If such loans were our only problem, the theoretical solution would have involved the government subsidizing these mortgages for the maximum cost of $1.4 trillion. However, according to Thomson Reuters, nearly $14 trillion worth of complex-securitized products were created, predominantly on top of them, precisely because leveraged funds abetted every step of their production and dispersion. Thus, at the height of federal payouts in July 2009, the government had put up $17.5 trillion to support Wall Street's pyramid Ponzi system, not $1.4 trillion." ("Shadow Banking", Nomi Prins, The American Prospect)
Shadow banking emerged so that large cash-heavy financial institutions would have a place to park their money short-term and get the best possible return. For example, let's say Intel is sitting on $25 billion in cash. It can deposit the money with a financial intermediary, such as Morgan Stanley, in exchange for collateral (aka MBS or ABS), and earn a decent return on its money. But if a problem arises and the quality of the collateral is called into question, then the banks (Morgan Stanley, in this case) are forced to take bigger and bigger haircuts which can send the system into a nosedive. That's what happened in the summer of 2007. Investors discovered that many of the subprimes were based on fraud, so billions of dollars were quickly withdrawn from money markets and commercial paper, and the Fed had to step in to keep the system from collapsing.
Regulations are put in place to see that the system runs smoothly and to protect the public from fraud. But banking without rules is more profitable, so industry leaders and lobbyists have tried to block the efforts at reform. And, they have largely succeeded. Dodd-Frank – the financial reform act -- is riddled with loopholes and doesn't really resolve the central issues of loan quality, additional capital, or risk retention. Banks are still free to issue bogus mortgages to unemployed applicants with bad credit, just as they were before the meltdown. And, they can still produce securitized debt instruments without retaining even a meager 5 per cent of the loan's value. (This issue is still being contested) Also, government agencies cannot force financial institutions to increase their capital even though a slight downturn in the market could wipe them out and cause severe damage to the rest of the system. Wall Street has prevailed on all counts and now the window for re-regulating the system has passed.
President Barack Obama understands the basic problem, but he also knows that he won't be reelected without Wall Street's help. That's why he promised to further reduce "burdensome" regulations in the Wall Street Journal just two weeks ago. His op-ed was intended to preempt the release of the Financial Crisis Inquiry Commission's (FCIC) report, which was expected to make recommendations for strengthening existing regulations. Obama torpedoed that effort by coming down on the side of big finance. Now, it's only a matter of time before another crash.
Here's an excerpt from a special report on shadow banking by the Federal Reserve Bank of New York:
BBC Online is meeting its obligation to commission 25 percent of eligible production work from external suppliers - but must make wide-ranging changes to the process, a review by its regulating BBC Trust has concluded (release, review)
The BBC has met the quota requirement every year since it was recommended by the 2004 Graf report. Last year, it commissioned external interactive producers for work totalling £20 million.
See more of our latest Companies coverage
or add an alert for future coverage of Companies.But a Deloitte review in to the quota commissioned by the trust slates the system for lack of transparency, management, direction and value for money.
Consequently, the trust - whilst it is not raising the quota - has ordered BBC Online to “discuss with industry what form strategic goals for a quota system might take”, and to simplify the current process.
This BBC Trust review has been many months in the making - the BBC executive had already known the outcome and recommendations before Friday’s publication and has partly responded - it has already agreed to give the trust, after speaking with industry, a review within three months. The trust says the whole issue requires “urgent attention”.
Deloitte’s review (highlights):-
“The BBC is complying with the requirements set out in the BBC Agreement. However, the Online independent supply quota does not appear to be working well in practice. Whilst steps have recently been taken to remedy the issues surrounding it, both the BBC and the independent sector recognise there is a lack of: communication around how the commissioning for online takes place, clarity around how the quota is calculated and tracked; and, consistency and efficiency in commissioning practices. Most significantly, interviews demonstrate a strong belief in the independent sector that BBC online commissioners select suppliers to pitch for commissions based on the commissioners’ personal knowledge, rather than any rounded evaluation of who is equipped to deliver quality and value for money.
“There is a high degree of external scepticism as to whether reported performance is real or the result of an accounting allocation.
“Overall BBC Online expenditure is expected to go down rather than up
“There are issues with the management of the current arrangements that impact the value for money and quality BBC Online achieves for licence fee payers
“BBC Online has failed to provide sufficient transparency to the sector in terms of: strategic direction, emerging opportunities, decision making processes, and reporting of performance relative to the quota.
“An average commission size in FY 2009/10 of less than £5,000 and only 17 commissions over £100,000
“The revenues of the top 100 interactive agencies totalled c. £790m in 2009. In 2009/10 the BBC spent c. £20m externally as part of the BBC Online quota. Although the BBC will spend more on digital content (for example on those areas excluded from the eligible base), in absolute terms the impact that the BBC makes on the online content sector is limited.
“In this context, BBC Online’s c. £20m of ‘eligible’ annual spend lacks the scale to have as significant an impact on the shape of market as the BBC does in TV broadcasting.”
bench craft companyWiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
bench craft company"Between 2002 and early 2008, roughly $1.4 trillion worth of sub-prime loans were originated by now-fallen lenders like New Century Financial. If such loans were our only problem, the theoretical solution would have involved the government subsidizing these mortgages for the maximum cost of $1.4 trillion. However, according to Thomson Reuters, nearly $14 trillion worth of complex-securitized products were created, predominantly on top of them, precisely because leveraged funds abetted every step of their production and dispersion. Thus, at the height of federal payouts in July 2009, the government had put up $17.5 trillion to support Wall Street's pyramid Ponzi system, not $1.4 trillion." ("Shadow Banking", Nomi Prins, The American Prospect)
Shadow banking emerged so that large cash-heavy financial institutions would have a place to park their money short-term and get the best possible return. For example, let's say Intel is sitting on $25 billion in cash. It can deposit the money with a financial intermediary, such as Morgan Stanley, in exchange for collateral (aka MBS or ABS), and earn a decent return on its money. But if a problem arises and the quality of the collateral is called into question, then the banks (Morgan Stanley, in this case) are forced to take bigger and bigger haircuts which can send the system into a nosedive. That's what happened in the summer of 2007. Investors discovered that many of the subprimes were based on fraud, so billions of dollars were quickly withdrawn from money markets and commercial paper, and the Fed had to step in to keep the system from collapsing.
Regulations are put in place to see that the system runs smoothly and to protect the public from fraud. But banking without rules is more profitable, so industry leaders and lobbyists have tried to block the efforts at reform. And, they have largely succeeded. Dodd-Frank – the financial reform act -- is riddled with loopholes and doesn't really resolve the central issues of loan quality, additional capital, or risk retention. Banks are still free to issue bogus mortgages to unemployed applicants with bad credit, just as they were before the meltdown. And, they can still produce securitized debt instruments without retaining even a meager 5 per cent of the loan's value. (This issue is still being contested) Also, government agencies cannot force financial institutions to increase their capital even though a slight downturn in the market could wipe them out and cause severe damage to the rest of the system. Wall Street has prevailed on all counts and now the window for re-regulating the system has passed.
President Barack Obama understands the basic problem, but he also knows that he won't be reelected without Wall Street's help. That's why he promised to further reduce "burdensome" regulations in the Wall Street Journal just two weeks ago. His op-ed was intended to preempt the release of the Financial Crisis Inquiry Commission's (FCIC) report, which was expected to make recommendations for strengthening existing regulations. Obama torpedoed that effort by coming down on the side of big finance. Now, it's only a matter of time before another crash.
Here's an excerpt from a special report on shadow banking by the Federal Reserve Bank of New York:
BBC Online is meeting its obligation to commission 25 percent of eligible production work from external suppliers - but must make wide-ranging changes to the process, a review by its regulating BBC Trust has concluded (release, review)
The BBC has met the quota requirement every year since it was recommended by the 2004 Graf report. Last year, it commissioned external interactive producers for work totalling £20 million.
See more of our latest Companies coverage
or add an alert for future coverage of Companies.But a Deloitte review in to the quota commissioned by the trust slates the system for lack of transparency, management, direction and value for money.
Consequently, the trust - whilst it is not raising the quota - has ordered BBC Online to “discuss with industry what form strategic goals for a quota system might take”, and to simplify the current process.
This BBC Trust review has been many months in the making - the BBC executive had already known the outcome and recommendations before Friday’s publication and has partly responded - it has already agreed to give the trust, after speaking with industry, a review within three months. The trust says the whole issue requires “urgent attention”.
Deloitte’s review (highlights):-
“The BBC is complying with the requirements set out in the BBC Agreement. However, the Online independent supply quota does not appear to be working well in practice. Whilst steps have recently been taken to remedy the issues surrounding it, both the BBC and the independent sector recognise there is a lack of: communication around how the commissioning for online takes place, clarity around how the quota is calculated and tracked; and, consistency and efficiency in commissioning practices. Most significantly, interviews demonstrate a strong belief in the independent sector that BBC online commissioners select suppliers to pitch for commissions based on the commissioners’ personal knowledge, rather than any rounded evaluation of who is equipped to deliver quality and value for money.
“There is a high degree of external scepticism as to whether reported performance is real or the result of an accounting allocation.
“Overall BBC Online expenditure is expected to go down rather than up
“There are issues with the management of the current arrangements that impact the value for money and quality BBC Online achieves for licence fee payers
“BBC Online has failed to provide sufficient transparency to the sector in terms of: strategic direction, emerging opportunities, decision making processes, and reporting of performance relative to the quota.
“An average commission size in FY 2009/10 of less than £5,000 and only 17 commissions over £100,000
“The revenues of the top 100 interactive agencies totalled c. £790m in 2009. In 2009/10 the BBC spent c. £20m externally as part of the BBC Online quota. Although the BBC will spend more on digital content (for example on those areas excluded from the eligible base), in absolute terms the impact that the BBC makes on the online content sector is limited.
“In this context, BBC Online’s c. £20m of ‘eligible’ annual spend lacks the scale to have as significant an impact on the shape of market as the BBC does in TV broadcasting.”
bench craft company>WiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
bench craft company
[reefeed]
bench craft company
bench craft companyWiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
bench craft company"Between 2002 and early 2008, roughly $1.4 trillion worth of sub-prime loans were originated by now-fallen lenders like New Century Financial. If such loans were our only problem, the theoretical solution would have involved the government subsidizing these mortgages for the maximum cost of $1.4 trillion. However, according to Thomson Reuters, nearly $14 trillion worth of complex-securitized products were created, predominantly on top of them, precisely because leveraged funds abetted every step of their production and dispersion. Thus, at the height of federal payouts in July 2009, the government had put up $17.5 trillion to support Wall Street's pyramid Ponzi system, not $1.4 trillion." ("Shadow Banking", Nomi Prins, The American Prospect)
Shadow banking emerged so that large cash-heavy financial institutions would have a place to park their money short-term and get the best possible return. For example, let's say Intel is sitting on $25 billion in cash. It can deposit the money with a financial intermediary, such as Morgan Stanley, in exchange for collateral (aka MBS or ABS), and earn a decent return on its money. But if a problem arises and the quality of the collateral is called into question, then the banks (Morgan Stanley, in this case) are forced to take bigger and bigger haircuts which can send the system into a nosedive. That's what happened in the summer of 2007. Investors discovered that many of the subprimes were based on fraud, so billions of dollars were quickly withdrawn from money markets and commercial paper, and the Fed had to step in to keep the system from collapsing.
Regulations are put in place to see that the system runs smoothly and to protect the public from fraud. But banking without rules is more profitable, so industry leaders and lobbyists have tried to block the efforts at reform. And, they have largely succeeded. Dodd-Frank – the financial reform act -- is riddled with loopholes and doesn't really resolve the central issues of loan quality, additional capital, or risk retention. Banks are still free to issue bogus mortgages to unemployed applicants with bad credit, just as they were before the meltdown. And, they can still produce securitized debt instruments without retaining even a meager 5 per cent of the loan's value. (This issue is still being contested) Also, government agencies cannot force financial institutions to increase their capital even though a slight downturn in the market could wipe them out and cause severe damage to the rest of the system. Wall Street has prevailed on all counts and now the window for re-regulating the system has passed.
President Barack Obama understands the basic problem, but he also knows that he won't be reelected without Wall Street's help. That's why he promised to further reduce "burdensome" regulations in the Wall Street Journal just two weeks ago. His op-ed was intended to preempt the release of the Financial Crisis Inquiry Commission's (FCIC) report, which was expected to make recommendations for strengthening existing regulations. Obama torpedoed that effort by coming down on the side of big finance. Now, it's only a matter of time before another crash.
Here's an excerpt from a special report on shadow banking by the Federal Reserve Bank of New York:
BBC Online is meeting its obligation to commission 25 percent of eligible production work from external suppliers - but must make wide-ranging changes to the process, a review by its regulating BBC Trust has concluded (release, review)
The BBC has met the quota requirement every year since it was recommended by the 2004 Graf report. Last year, it commissioned external interactive producers for work totalling £20 million.
See more of our latest Companies coverage
or add an alert for future coverage of Companies.But a Deloitte review in to the quota commissioned by the trust slates the system for lack of transparency, management, direction and value for money.
Consequently, the trust - whilst it is not raising the quota - has ordered BBC Online to “discuss with industry what form strategic goals for a quota system might take”, and to simplify the current process.
This BBC Trust review has been many months in the making - the BBC executive had already known the outcome and recommendations before Friday’s publication and has partly responded - it has already agreed to give the trust, after speaking with industry, a review within three months. The trust says the whole issue requires “urgent attention”.
Deloitte’s review (highlights):-
“The BBC is complying with the requirements set out in the BBC Agreement. However, the Online independent supply quota does not appear to be working well in practice. Whilst steps have recently been taken to remedy the issues surrounding it, both the BBC and the independent sector recognise there is a lack of: communication around how the commissioning for online takes place, clarity around how the quota is calculated and tracked; and, consistency and efficiency in commissioning practices. Most significantly, interviews demonstrate a strong belief in the independent sector that BBC online commissioners select suppliers to pitch for commissions based on the commissioners’ personal knowledge, rather than any rounded evaluation of who is equipped to deliver quality and value for money.
“There is a high degree of external scepticism as to whether reported performance is real or the result of an accounting allocation.
“Overall BBC Online expenditure is expected to go down rather than up
“There are issues with the management of the current arrangements that impact the value for money and quality BBC Online achieves for licence fee payers
“BBC Online has failed to provide sufficient transparency to the sector in terms of: strategic direction, emerging opportunities, decision making processes, and reporting of performance relative to the quota.
“An average commission size in FY 2009/10 of less than £5,000 and only 17 commissions over £100,000
“The revenues of the top 100 interactive agencies totalled c. £790m in 2009. In 2009/10 the BBC spent c. £20m externally as part of the BBC Online quota. Although the BBC will spend more on digital content (for example on those areas excluded from the eligible base), in absolute terms the impact that the BBC makes on the online content sector is limited.
“In this context, BBC Online’s c. £20m of ‘eligible’ annual spend lacks the scale to have as significant an impact on the shape of market as the BBC does in TV broadcasting.”
bench craft company
bench craft companyWiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
bench craft company
bench craft companyWiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
bench craft companyWiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
bench craft companyWiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
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bench craft companyWiiWare MDK 2 revival in certification Wii <b>News</b> - Page 1 <b>...</b>
Read our Wii news of WiiWare MDK 2 revival in certification.
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame <b>...</b>
Sigma announces 12-24mm f/4.5-5.6 EX DG HSM II for full frame: CP+ 2011:Sigma has introduced the 12-24mm F4.5-5.6 EX DG HSM II, an updated version of its ultra-wideangle zoom for full frame SLRs. It uses a revised optical formula which ...
Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>
In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.
bench craft company
There are many articles related to the subject of making money online. Some of them offer good advice and tips, but most of them are just written by people who are trying to get others to sign up under their referral links; and some of them are just flat-out scams. I believe that if you truly want to make money online, you must truly be an internet junkie.
I have been addicted to the internet for almost four years. I spend most of my time sitting at my desk, facing a computing screen, and I enjoy it very much. I have always searched for opportunities to make money online, but mostly have only come across "get rich quick" scams that don't work. Well, a couple of months ago I started finding money making opportunities online that actually work. In the past, I would search for jobs/tasks that I could do from my computer, and be paid for over the internet. Of course, that always yielded nothing more than "paid to surf" programs and "paid to fill out surveys" stuff; you know the kind of garbage I'm talking about.
To clear this up, once and for all; "paid to surf," "paid to read emails," "paid to take surveys," and "paid to click ads" programs DO NOT WORK! Sure, maybe if you spend 24 hours a day reading emails for thirty different companies, you might make $100 a week, but is that really how you want to spend your time? Even worse, do you really want to keep track of getting paid from all those companies?
If you want to successfully make money online, you have to find websites that will pay you to do what you're already doing. That's it, that's the big secret. AC is the perfect example because they pay writers to write. Sites like MySpace, YouTube, and IMdb thrive on user-created content. The only problem with these sites is that they don't pay users for their contributions, and keep the millions of dollars in advertising revenue for themselves. The industry is changing, however.
If you find that you spend most of your time writing blogs, join a site like Associated Content. Associated Content will pay you for the articles you submit. They will even split ad revenue with you, too. If you spend most of your time online promoting your original photos, music, and videos, join a site like Spymac. Spymac is like MySpace, except they will give a percentage of their advertising revenues to the most active and popular users each day. If you love posting your original short videos and films on YouTube, post them on MetaCafe instead. MetaCafe will pay $10,000 to the owner of any original video(s) that receives 2,000,000 views! Think about it, if you post 100 videos on MetaCafe, and over the course of a year, each one of those videos gets viewed 20,000 times, you'll earn $10,000! Sure, it might take a few months of work to get that many videos uploaded, but it's worth cashing in on that kind of money in the end.
Another unique way I started making money online, was by creating a record label that focused primarily on digital sales. I did this because I was already spending lots of time selling my own music online, and I knew how the system worked. That's the point I'm trying to make; stick to what you like and what you're good at. If you're looking for ways to earn a living via the internet, it is probably because you're sick and tired of doing menial tasks for someone else, in exchange for little compensation. So, why would you waste your time filling out surveys or clicking on ads? Do you really think that you're going to enjoy that? Do you really think some company is going to pay you anything substantial for such a simple task?
As of lately, I've been actively contributing to the aforementioned sites, as well as, running my own company, and I'm making some pretty decent scratch. I won't lie to you by telling you I'm rich. I'm not rich. But at the pace I'm going, I will probably net $30,000+ by the end of this year. If you were to ask me how many hours I work each day, I really couldn't tell you, because I'm getting paid to do all the stuff I would normally do. If you don't like uploading original content to the internet and promoting it, then you probably are never going to make money online; but if you do, then there are lots of opportunities.
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